May. 23rd, 2017

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It's official. I applied today for Social Security benefits. My "full retirement age" is 66, which I will reach in August, and they sent a letter saying "we'd like to have 3 months notice." Letter arrived one week late. I applied online, and it went almost too quickly. I was sort of nonplussed when the questionnaire asked for my Social Security Number, after I had entered my name. I mean. . .everyone else has to steal it, but surely YOU have it, oh Social Security Administration!

According to their benefit calculator, the monthly benefit at age 70, maximum retirement age, would be quite a bit more a month, but I would have to live until age 92 to "make a profit" on income lost between now and age 70. I'll be thrilled to reach 2044 or so and have to declare "gee, I made a mistake back in 2017." As things stand, I just hope that Social Security lasts that long. The way things are going, I just hope Washington isn't underwater by then.

Let's hope this deceptively simple online application does what it's supposed to do--and the bureaucracy does what IT's supposed to do. We'll see, come August.

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